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Archive for the ‘Money’ Category

10 Creative Decision Making Techniques

Thursday, June 30th, 2011 by Dr. Ilona L. Tobin

Most of us have our own way of making decisions. We may carefully consider the pros and cons, consult with experts or ask loved ones. Here are 10 more unusual methods to try.

1. Flip a coin. Then notice your first reaction. If it lands on the “wrong” choice, you’ll feel disappointed.
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Ilona Tobin has been a psychologist and a marriage and family therapist for more than 25 years in Birmingham, Michigan. For more information, please visit her listing on the Therapist Directory.

Recovering from Debt Addiction

Monday, December 20th, 2010 by Dr. Ilona L. Tobin

(Excerpt from Fall Newsletter 2010)

John has a well-paying job, but carries a debt load equal to half his salary. He spends compulsively, buying things he doesn’t really need. Because he also doesn’t keep track of his finances, he frequently bounces checks. John would like to get control of his spending, but hasn’t been able to rein himself in.

Sarah never spends money unless she has to and neglects self-care such as dental check-ups. She is self-employed but doesn’t make enough to cover her basic expenses and uses credit cards to pay bills when she falls short. Her debt load is a great worry to her, but she feels helpless to change the situation.

John is a compulsive debtor and Sarah an underearner, but their core problem is the same. According to Jerrold Mundis, author of How to Get Out of Debt, Stay Out of Debt and Live Prosperously, repeated debt results from dysfunctional or distorted subconscious attitudes and perceptions about money and self.
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Ilona Tobin has been a psychologist and a marriage and family therapist for more than 25 years in Birmingham, Michigan. For more information, please visit her listing on the Therapist Directory.